BIN LIST TOOL Available These days
The very first six digits of the account number in a plastic card indicate the financial institution Identification Numbers (BIN). These numbers are very important as they should be verified before any payment could be authorized. Validating this number requires the usage of a BIN list tool to identify the institution that issued the charge card as well as other secured information.
The BIN checker tool, when i mentioned earlier, can be a tool used in authenticating the corporality of a bank identification number from updated databases.
The main function of it is the essential information necessary to validate transactions done with bank cards. This calls for checking the first 3 to 5 digit in the debit or credit card.
On account of frequent changes along with the massive amount records that it covers – over 300, 000 record currently – it really is almost impossible to maintain or read from the BIN list.
Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We are going to talk more details on it within the next article.
How TheBIN List Tool Works
It really is pretty simple. The goal of the tool would be to lookup the BIN to find out if it’s a credit, debit prepaid, or credit card.
To utilize the too, simply enter the first six digit and click on check. The tool provides up every one of the secured information linked to the BIN you entered.
Here’s a table showing the credit card the appearance of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, which is first digit in the credit card number.
Here’s a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is advantageous in determining the charge card type by traders. It tells whether it’s a charge card, bank card, prepaid card, or plastic card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the chance to monitor suspicious orders.
To get more information about BIN Checker site: look at here.